Wfia Retro Program Benefits

Reduce Risk -
Maximize Refunds

What is RETRO?

RETROSPECTIVE RATING (RETRO) is an optional financial incentive program offered by the Department of Labor and Industries to help employers reduce their industrial insurance costs. Employers or groups of like employers may receive premium refunds or they may be assessed additional premium based on their performance.

The Washington Food Industry Association (WFIA) Retro Program is open to Washington Wine Institute members through an affiliate relationship. WFIA is the program sponsor and provides administration and oversight.

WFIA RETRO Program Benefits

RETRO program benefits include:

  • Claims Management with a team of experts on your side.
  • Refunds that are transparent with no hidden costs.
  • Safety services that help your company get and stay safe.
  • Monthly reports that are easy to read and outline claim activity.
  • Consistent refunds, yielding an average of 25% over the last 5 years.

The Washington Food Industry Association (WFIA) Retro Program is open to Washington Wine Institute members through an affiliate relationship. WFIA is the program sponsor and provides administration and oversight.

Management Choices

In order to meet the needs of its members, there are two options employers can choose from.

RETROSPECTIVE RATING PROGRAM

Also known as “Retro”, is the only way you are able to earn any of your premium back from LNI. Your premium is pooled along with other employers of similar risk class or industry, which reduces risk and maximizes refunds.

NON-RETRO MANAGEMENT ONLY OR WAIVER PROGRAM

Not quite ready for Retro? Whether you have had a couple of bad years or a couple of out of control claims, there is a place for you. Employers will have access to all of ERNwest’s services to help you get back on track.

How to Qualify for Retro

Qualified RETRO applicants typically have these characteristics:

  • Good standing member of WFIA
  • All workers’ compensation premiums current
  • Willing to provide Light Duty work or Kept on Salary (KOS) for injured workers
  • Meet premium/loss criteria

RETRO Program Release Form

Please download, fill and submit the PDF form below to see if your company qualifies.

By filling out this release, you are not joining the program or obligated in any way. This is a temporary authorization for release of workers’ comp information which allows us to determine qualification and provide a confidential refund estimate.

RETRO RELEASE FORM